Abacus believes in customized solutions. Shelf Rates are fine if you are only selling product. However, Abacus believes that the voluntary insurance market demands creativity. So when you see a plan that carries the Abacus name, you know that its a plan of flexibility, choice, and unique design.
The Abacus Series Short-Term Disability plans offer you the ability to custom design benefits and build rates to meet your specific needs. With a variety of plans and flexible options, you can design benefits that work in conjunction with other employer-provided group coverages.
Whether you are cost driven or benefits driven, our Premier and Traditional plans cover all the bases. This helps you design benefits that work for you, built with rates that fit your budget.
Count on Abacus for your insurance needs.
The Abacus Series Long-Term Disability plans provide employees with a source of income should they become disabled for a longer period of time.
This coverage offers the flexibility you need to design benefits that fit employer requirements and employee budgets and complement our Short-Term Disability coverage. With a variety of plans and options available, you can create a plan that provide affordable, comprehensive coverage for extended periods of time.
In the long run, Abacus just adds up.
Voluntary Group and Permanent Term Life
SECURITY BLANKET . . . Linus had one, so why shouldn't you? Abacus Series Term Life products provide the protection you need.
Voluntary Group Term Life coverage available with AD&D; providing annual Guarantee Issue employee buy-ups and accelerated death benefits.
Permanent Term Life with Terminal Illness and Quality of Life coverage guaranteed level premium to age 100 in defined benefit or money purchase amounts.
Just count the ways Abacus can cover you.
Critical Illness Coverage
No one expects a Critical Illness to strike, which is why a diagnosis can come as a financial, as well as emotional, shock. And the costs for treatment are usually substantial. So it's smart to find quality coverage like the Abacus Series Group CriticalCare plan.
The proceeds can be used to absorb non-covered medical expenses, shortfalls in disability benefits, or any number of other financial issues associated with life changes that follow a critical illness diagnosis.
Do the math and save with Abacus.
Affordable Supplemental Hospital Indemnity Plan
It's been said: 'One man's loss is another man's gain.' However, with the cost of health care, that loss can be catastrophic.
The Abacus Series Hospital Indemnity plan is designed to pay cash to help cover the deductibles and co-pays required by your health insurance plan, providing you with quality protection at a low cost. With it, you can build a supplemental benefit plan to fill in the gaps your current health insurance doesn't cover.
Let Abacus add up the coverage you need.
Cancer & Dread Disease
Humpty Dumpty sat on a wall, Humpty Dumpty had a great fall. With the rising cost of healthcare, no one wants to get caught off-balance financially because of a Cancer or Dread Disease diagnosis.
The Abacus Series Cancer & Dread Disease plan pays benefits directly to you to help absorb non-medical expenses, shortfalls in disability benefits, or any other financial issues associated with life changes that come after a diagnosis. Use it to design a plan that works for you.
Count Abacus in when you need them.
The Abacus Series Small Group product line is for smaller clients with 2+ eligible lives. It provides options for employer paid Guaranteed Issue STD, LTD and Life coverage with Guaranteed Issue voluntary employee buy-up coverage available. Rates are shown in a money purchase or flat benefit format.
Generate your own custom quotes. Or let Abacus do it for you. Available anywhere you have internet access. All you need is a census and the client's industry.
ALL of your clients count with Abacus.