Abacus believes in customized solutions. Shelf Rates are fine if you are only selling product. However, Abacus believes that the voluntary insurance market demands creativity. So when you see a plan that carries the Abacus name, you know that its a plan of flexibility, choice, and unique design.
Abacus Series Short-Term Disability allows you to custom design benefits and build rates to meet your specific needs. With a variety of plans and flexible options, you can create benefits that work with other employer-provided group coverages.
Whether you are cost or benefits driven, our Premier and Traditional plans cover all the bases. This helps you build benefits that work for you, with rates that fit your budget.
You can count on Abacus for your income protection needs.
Abacus Series Long-Term Disability provides a source of income should employees become disabled for a longer period of time.
This coverage complements our Short-Term Disability coverage with a variety of plans and options that give you the flexibility to design benefits that fit employer requirements and employee budgets and provides affordable, comprehensive coverage for extended periods of time.
In the long run, Abacus income protection just adds up.
Group Term Life
Security Blanket ... Linus had one, so why shouldn't you?
Abacus Series Group Term Life and Accidental Death & Dismemberment products provide the protection you and your family need when the unthinkable happens.
Our voluntary coverage provides annual Guarantee Issue buy-ups and accelerated death benefits in a plan design that meets your family's needs and makes financial sense.
Just count the ways Abacus can help prepare for whatever life hands you.
Limited Medical Benefit Fixed Indemnity Coverage
Health insurance deductibles and out of pocket costs can take a toll on your savings. Abacus Series Limited Medical Benefit (LMB) coverage pays a cash benefit directly to you to help cover these expenses.
With the LMB Fixed Indemnity plan, you can provide coverage for yourself and your family with a variety of benefits - all at one low cost, no matter your age, health or income.
Add extra protection to your health insurance coverage with Abacus.
Critical Illness and Group Accident
Most families have experienced the financial hardship associated with the survival of a critical illness.
Accidents happen! If you had an accident and missed work, how would you handle all those extra expenses?
Abacus Series Critical Illness and Group Accident plans, as excellent primary medical insurance supplements, provide easy and affordable ways to cover your additional financial needs.
Let Abacus add to your coverage.
Permanent Term Life
While 85% of Americans say most people need life insurance, only 62% have coverage themselves and 33% say they don't have enough.
Nobody wants to be a statistic - especially during a period of loss. Abacus Series Family Protection Plan with Terminal Illness protection ensures that you are covered up to age 100 and that you and your loved ones will be safeguarded - all at an affordable rate.
Count Abacus in to protect what is most valuable to you - your family.